Multi-entity tracking and planning for larger households.

The wealth tier adds multi-entity tracking, investment performance analysis, advisor fee auditing, and Monte Carlo scenario modeling to the household foundation.

It is built for households tracking trusts, LLCs, and investment structures alongside day-to-day finances, closer to what a family office provides without the overhead of one.

A multi-entity ledger holds the household, trusts, LLCs, and investment accounts side by side, with consolidated statements across all of them. Long-term return projections use Monte Carlo simulation, alongside deterministic planning with conservative capital market assumptions, cash-flow buckets, spending guardrails, and scenario stress testing.

The wealth tier also audits advisor fees and their drag on returns, values private holdings in real time through QuickBooks and Carta, and models private aviation affordability and total cost. It includes full access to the Departure Day Privé travel tier.