One shared financial picture for a household, managed together.

The household tier keeps a family's accounts, assets, budgets, and decisions in one private system of record, with shared visibility so more than one person holds the full picture.

It brings every account, card, and obligation into a unified ledger, with role-based access for the people who should see it. Monthly budgets track targets against actuals, and debt and savings goals follow the method a family chooses.

Beyond the ledger, the household tier covers inventory and maintenance scheduling, scenario modeling for projects and real estate, and a gift mode that keeps certain transactions private until a chosen date. Documents and records are held in an end-to-end encrypted vault.